You have probably seen some sort of letter in the mail stating that you’re “pre-approved” for something, whether it’s a loan, a car refinance, or a credit card. Maybe you wanted to buy a house before and the Realtor asked … Continue reading What’s a Pre-approval and Why do I Need One to Buy a House?
It’s the time of year that is eagerly anticipated by football fans and college students, and typically dreaded by parents and their children who have to go back to middle or high school. Late August / early September is usually … Continue reading Back To School, Football, and Buying Homes
I previously wrote a post called “How Much Does it Cost to Buy a House?” Since then, our economy has improved, the housing market has turned into more of a seller’s market, interest rates have started to creep upward, and … Continue reading How Much Does a House Cost NOW?
Provided you followed steps one and two, step three of buying a home should involve a little more excitement. First, you called a Realtor (me). You talked with that Realtor about some wants and some needs for your new home. … Continue reading Buying a Home in Louisville, KY: Step 3
As I see it, steps one and two in buying a home are interchangeable really, but I’m a Realtor, so I used “hire a good local Realtor” as step one. As I also mentioned in step one, timing is everything. After finding a home to purchase, the longest part of the process is generally the financing. Just as there are a lot of moving parts in closing a real estate transaction, there are equally as many or more moving parts to a home loan approval. It is for this reason I say step 2 to buying a home is find … Continue reading Buying a Home in Louisville, KY: Step 2
Buying a home is a lengthy process whether you are in Louisville or any other city. Timing will directly affect how comfortable everyone is throughout the process. There are a lot of moving parts to completing a home purchase, and for this reason you need someone that represents your interests and knows how everything works. Step #1 is hire a good local Realtor. Most people already know multiple Realtors. Whether or not you are comfortable using any of the Realtors that you know is a different story. Everyone has their own reasons for why they would or would not use … Continue reading Buying a Home in Louisville, KY: Step 1